How much house can you afford?

The equity in your home could help you:

• pay down debt quicker
• get the home improvement checklist done
• have the dream wedding
• get the tuition bill paid
• tackle unexpected expenses
• take the vacation you’ve dreamed of

Tap into your home’s equity! It just might provide the cash you need for a large, up front, specific expense. If you know how much you’ll need to spend already, then this might be the loan for you.

Our Home Equity loans in Virginia offer:

• A fixed rate
• Terms up to 15 years for qualified borrowers
• We can loan up to 100% of your home's value using a recent appraisal

Imagine the possibilities and let’s talk!

(Payment example: $50K loan, 6.00% interest rate, 15-year term, $421.93 monthly payment and 6.049% APR)

It’s time to get those home improvement projects rolling. Whether your to-do list includes home improvements, additions, and refreshed spaces, or even car repairs, vacation, college tuition, a wedding, or braces, let us help you get started! A HELOC can offer convenience and flexibility. Once established, it's quick and easy to make your dreams a reality.

• Establish a Line-of-Credit for planned events and/or unexpected expenses using the available equity in your home.
• We can loan up to 100% of your home's value using a recent appraisal.
• Online access to your line of credit when it’s convenient for you. Check your balances and even draw from your credit line as you need it.

Whether it’s your first home or your next home, you can trust we’ll find the right home loan for you. We have home buying programs for all budgets, credit scores, and loan amounts! Though our rates are highly competitive, the rate environment frequently changes and not all will qualify, so we suggest you call or stop by so we can give you today's best rates. We offer:

• Purchase and refinance options
• A wide range of loan types and terms
• Highly competitive rates
• Quick turn-around start to finish
• Assistance through every step

What type of mortgages do we offer?

Lots, but here are a few:

• Conventional - like a 30-year fixed rate (Payment example: $150,000 loan, 6.875% interest rate, 30-year term, $985 monthly payment and 7.053% APR; example does not include taxes, insurances, etc. in payment)
• VA - typically no down payment required
• FHA - one of the easiest mortgage loans to qualify for with low down payment and the flexibility of having less than perfect credit
• USDA - can finance 100%
• Balloon - avoid expensive PMI without putting 20% down. Perfect for someone who wants a best in market rate and knows they will be moving, selling or going through a major life change within five, seven, or even 10 years such as retiring, having a larger family, etc.