Home Loans
Imagine your dream home. Now let's make it a reality! Blue Eagle Credit Union offers flexible home loans to help with your housing needs. Whether you are moving into your first home or need to update your current place, you can find the loan you need here.
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Hybrid HELOC
A Hybrid Home Equity Line of Credit (HELOC) gives you the best of both worlds: the flexibility of a line of credit and the stability of a fixed rate. Draw what you need when you need it, and lock any portion of your balance into a fixed rate to protect against rising rates that lead to rising payments.
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Mortgages
When you're looking to refinance your current home, buy your first home, upgrade to a bigger family home, or downsize now that the kids have left the nest, you can trust we'll help you find the right home loan. Our programs can accommodate all budgets, credit scores, and loan amounts.
Find the answers you need on our mortgages page or contact us, we look forward to talking with you!
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Land Loans
Did you find the perfect place to land and need a land loan? It’s rare to find a local financial institution willing to do land loans, but Blue Eagle Credit Union has your back! If you’re having trouble finding your dream home, and you’re looking to build, let’s talk! We offer loans for vacant residential lot purchases and land for recreational use.
Current Mortgage Rates at Blue Eagle Credit Union
10-year mortgage (1,5)
5.25% to 10.50% APR
15-year mortgage (1,5)
5.50% to 10.75% APR
Let's get things moving! When you need convenient mortgage options, competitive rates and expert guidance, come to Blue Eagle Credit Union. We have millions of dollars to lend for your new or next home and valuable resources to help you find the best solution for your unique situation, whether you're a first-time homebuyer or investing in additional properties. We've also partnered with Member Advantage Mortgage to ensure a full range of mortgage products to meet any needs. Not sure where to start? We can help with that, just click here and let's determine your homeownership goals.
Want to talk first? Contact Us to speak with a mortgage loan officer.
Collection Costs: You agree to pay all costs of collecting the amount you owe under this Agreement, including court costs and reasonable attorney fees.
Late Charges: If your payment is more than 15 days past due you will be required to pay a late charge of 5% of the payment amount.
Annual Percentage Rate = APR
1. The APR received will be within the range disclosed above. The rate will be based on each member’s creditworthiness, term of the loan, and value of collateral offered compared to amount of loan. Please ask for the rate that you may qualify for. Used/New Auto Loan Payment Example: $20,000 for 60 months at 5.75% APR = $384.34 monthly payment. Does not include debt protection. Used/New Motorcycle Payment Example: $15,000 for 60 months at 6.75% APR = $295.25 monthly payment. Does not include debt protection. Marine/Recreational Vehicle Payment Example: $15,000 for 84 months at 7.25% APR = $228.23 monthly payment. Personal Loan Payment Example: $7,500 for 48 months at 9.00% APR = $186.64 monthly payment. Does not include debt protection.
2. Minimum Payment: The payment on your Overdraft Line of Credit will be a minimum of $20 monthly.
3. Savings Secured: Pledged Funds must be in a Blue Eagle Credit Union Savings Account. Savings Secured Payment Example: $5,000 for 36 months at 5.25% APR = $150.42 monthly payment
4. APR is based on the prime rate plus a margin and is subject to change monthly.
5. Must maintain adequate insurance. Minimum loan amount for term of 96 months is $25,000. Not all applicants will qualify for the lowest rate.
6. Minimum loan amount for HELOC and Home Equity is $10,000. HELOC has draw period of 25 years, payment is based on 15 year assumed term. Fixed HE Payment Example: $50,000 for 180 months at 6.00% APR = $421.93 monthly payment. HELOC Payment Example: $25,000 for 180 months at 8.00% APR = $238.91 monthly payment. HELOC Closing Cost Example: $598.33 in closing costs based on $25,000 loan amount.
Should I refinance?
Other resources you might find helpful
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Financial Calculators
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Loan Protection
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Loan Rates
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