Credit Unions offer IRA's? You better believe it!

Individual Retirement Account (IRA) in Roanoke, VA | Lynchburg, VA | Salem, VA | Vinton, VA | Botetourt, VA | Bedford, VA and beyond...

Individual retirement account (IRA)

We know it can be intimidating to think about and save for retirement, but it doesn't have to be. Sometimes taking the first step with an IRA can build healthy saving habits that last a lifetime. Plus, the sooner you begin saving, the more fun you can have in your retirement!

An Individual Retirement Account (IRA) is a great way to invest for your retirement while realizing a high yield at a fixed rate. A fixed rate IRA guarantees your dividend, even if rates go down. You may be able to defer taxes on the earnings. We offer a very flexible IRA program, which pays market rates and requires no minimum contribution.

You've got options:

• Daily IRA account at a variable rate; or
• An IRA Certificate at a fixed rate for a specified time

Contributions can be made by any combination of:

• Payroll deduction or automatic transfer
• Lump sum deposit
• Roll-overs from another IRA or qualified retirement plan


We’d love to speak with you about starting your own IRA with us. In the meantime, please check out these helpful resources below!